:root{--navy:#006;--blue:#06c;--gold:#fad600;--cyan:#00b7d6;--ink:#11142b;--slate:#5b6178;--line:#e2e6f0;--bg:#f5f7fc;--card:#fff;--good:#128a4d;--bad:#c0362c}*{box-sizing:border-box}body,html{margin:0;padding:0;background:var(--bg);color:var(--ink);font-family:Figtree,system-ui,sans-serif;font-size:15px;line-height:1.5}.display,h1,h2,h3{font-family:Archivo Narrow,system-ui,sans-serif;letter-spacing:.01em;margin:0}.app-header{background:#fff;border-bottom:3px solid var(--navy);padding:14px 28px;display:flex;align-items:center;gap:18px}.brand-logo{height:42px;width:auto;display:block}.app-title{font-family:Archivo Narrow,system-ui,sans-serif;font-weight:700;font-size:20px;text-transform:uppercase;color:var(--navy);letter-spacing:.03em;padding-left:18px;border-left:2px solid var(--line)}.wrap{max-width:1180px;margin:0 auto;padding:24px 28px 80px}.grid{display:grid;grid-template-columns:420px 1fr;grid-gap:24px;gap:24px;align-items:start}@media (max-width:980px){.grid{grid-template-columns:1fr}}.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px}.card h2{font-size:13px;letter-spacing:.08em;margin-bottom:16px}.card h2,label{text-transform:uppercase;color:var(--slate);font-weight:600}label{display:block;font-size:12px;margin:0 0 5px;letter-spacing:.04em}.field{margin-bottom:14px}.row2{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}input,select{width:100%;padding:10px 11px;font-size:14px;font-family:inherit;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink)}input:focus,select:focus{outline:2px solid var(--cyan);outline-offset:-1px;border-color:var(--cyan)}.btn{width:100%;padding:12px;font-size:15px;font-weight:700;font-family:Archivo Narrow;text-transform:uppercase;letter-spacing:.05em;background:var(--blue);color:#fff;border:0;border-radius:8px;cursor:pointer}.btn:hover{background:var(--navy)}.btn:disabled{opacity:.5;cursor:not-allowed}.btn-ghost{background:transparent;color:var(--bad);border:1px solid var(--line);font-size:12px;padding:5px 9px;border-radius:6px;cursor:pointer;font-weight:600}.btn-ghost:hover{border-color:var(--bad)}.err{background:#fdecea;color:var(--bad);border:1px solid #f5c6c2;padding:10px;border-radius:8px;font-size:13px;margin-bottom:12px}.breakdown{background:#fbfcfe;border:1px dashed var(--blue);border-radius:10px;padding:16px;margin-top:4px}.breakdown.empty{border-color:var(--line);color:var(--slate);text-align:center;padding:28px 16px}.bd-row{display:flex;justify-content:space-between;padding:7px 0;border-bottom:1px solid var(--line);font-size:14px}.bd-row:last-child{border-bottom:0}.bd-row .who{color:var(--slate)}.bd-row 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td{border-bottom:0}.num{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.pill{display:inline-block;font-size:11px;font-weight:700;padding:2px 7px;border-radius:5px;letter-spacing:.03em}.pill.LPC{background:#e7f0fb;color:var(--blue)}.pill.REFI{background:#fff6cc;color:#8a6d00}.pill.BPC{background:#e6f8fb;color:#0a7d91}.pill.HELOC{background:#efeaff;color:#5b3fb0}.empty-row td,.muted{color:var(--slate)}.empty-row td{text-align:center;padding:30px}.kpi-strip{display:flex;gap:12px;margin-bottom:20px;flex-wrap:wrap}.kpi{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px 18px;flex:1 1;min-width:150px}.kpi .k-label{font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:var(--slate)}.kpi .k-val{font-family:Archivo Narrow;font-size:24px;font-weight:700;color:var(--navy);margin-top:3px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.kpi .k-val.accent{color:var(--good)}.topnav{display:flex;gap:4px;margin-left:auto}.topnav a{color:var(--slate);text-decoration:none;font-family:Archivo Narrow;font-weight:600;font-size:14px;text-transform:uppercase;letter-spacing:.04em;padding:7px 14px;border-radius:6px}.topnav a:hover{background:var(--bg);color:var(--navy)}.topnav a.active{background:var(--navy);color:#fff}@media (max-width:860px){.topnav{display:none}}.page-title{font-family:Archivo Narrow;font-size:26px;font-weight:700;color:var(--navy);margin-bottom:4px}.page-sub{color:var(--slate);margin-bottom:22px;font-size:14px}.toolbar{display:flex;gap:12px;align-items:center;margin-bottom:20px;flex-wrap:wrap}.toolbar label{margin:0}.toolbar input,.toolbar select{width:auto}.toggle{position:relative;display:inline-block;width:42px;height:24px}.toggle input{opacity:0;width:0;height:0}.toggle .slider{position:absolute;cursor:pointer;inset:0;background:#cbd2e6;border-radius:24px;transition:.2s}.toggle .slider:before{content:"";position:absolute;height:18px;width:18px;left:3px;bottom:3px;background:#fff;border-radius:50%;transition:.2s}.toggle input:checked+.slider{background:var(--good)}.toggle input:checked+.slider:before{transform:translateX(18px)}.pos{color:var(--good)}.cost,.neg{color:var(--bad)}.right{text-align:right}.btn-sm{width:auto;padding:8px 16px;font-size:13px}.section-gap{margin-top:28px}.field-hint{font-size:11px;color:var(--slate);margin-top:4px;line-height:1.35;text-transform:none;letter-spacing:0;font-weight:400}